{"id":2548,"date":"2026-08-13T10:16:40","date_gmt":"2026-08-13T08:16:40","guid":{"rendered":"https:\/\/finquessegarra.com\/?post_type=consejos&#038;p=2548"},"modified":"2026-09-24T14:45:36","modified_gmt":"2026-09-24T12:45:36","slug":"vendre-casa-per-comprar-una-altra","status":"publish","type":"consejos","link":"https:\/\/finquessegarra.com\/ca\/consejos\/vendre-casa-per-comprar-una-altra\/","title":{"rendered":"Vendre casa per a comprar una altra: Impostos, exempcions i claus fiscals"},"content":{"rendered":"<p>[et_pb_section fb_built=\u00bb1&#8243; _builder_version=\u00bb4.27.8&#8243; custom_padding=\u00bb0px|||||\u00bb da_disable_devices=\u00bboff|off|off\u00bb global_colors_info=\u00bb{}\u00bb theme_builder_area=\u00bbpost_content\u00bb da_is_popup=\u00bboff\u00bb da_exit_intent=\u00bboff\u00bb da_has_close=\u00bbon\u00bb da_alt_close=\u00bboff\u00bb da_dark_close=\u00bboff\u00bb da_not_modal=\u00bbon\u00bb da_is_singular=\u00bboff\u00bb da_with_loader=\u00bboff\u00bb da_has_shadow=\u00bbon\u00bb][et_pb_row _builder_version=\u00bb4.16&#8243; background_size=\u00bbinitial\u00bb background_position=\u00bbtop_left\u00bb background_repeat=\u00bbrepeat\u00bb custom_padding=\u00bb||3px|||\u00bb global_colors_info=\u00bb{}\u00bb theme_builder_area=\u00bbpost_content\u00bb][et_pb_column type=\u00bb4_4&#8243; _builder_version=\u00bb4.16&#8243; custom_padding=\u00bb|||\u00bb global_colors_info=\u00bb{}\u00bb custom_padding__hover=\u00bb|||\u00bb theme_builder_area=\u00bbpost_content\u00bb][et_pb_text _builder_version=\u00bb4.27.7&#8243; header_2_font_size=\u00bb27px\u00bb background_size=\u00bbinitial\u00bb background_position=\u00bbtop_left\u00bb background_repeat=\u00bbrepeat\u00bb custom_margin=\u00bb7px||30px||false|false\u00bb global_colors_info=\u00bb{}\u00bb theme_builder_area=\u00bbpost_content\u00bb]<\/p>\n<p><!-- divi:paragraph {\"align\":\"left\"} --><\/p>\n<p data-path-to-node=\"11\">Si t&#8217;est\u00e0s plantejant Si t&#8217;est\u00e0s plantejant vendre casa per a comprar una altra, \u00e9s fonamental que coneguis per endavant l&#8217;impacte fiscal de l&#8217;operaci\u00f3 per a evitar sorpreses amb Hisenda i planificar el teu pressupost correctament., \u00e9s fonamental que coneguis per endavant l&#8217;impacte fiscal de l&#8217;operaci\u00f3 per a evitar sorpreses amb Hisenda i planificar el teu pressupost correctament.<\/p>\n<p data-path-to-node=\"12\">Prendre decisions informades sobre l&#8217;IRPF, l&#8217;exempci\u00f3 per reinversi\u00f3 o la plusv\u00e0lua et permetr\u00e0 protegir la teva liquiditat i maximitzar el benefici financer del teu canvi d&#8217;habitatge.<\/p>\n<p><!-- \/divi:buttons --><\/p>\n<p>[\/et_pb_text][et_pb_accordion _builder_version=\u00bb4.27.8&#8243; _module_preset=\u00bbdefault\u00bb border_width_left=\u00bb4px\u00bb border_color_left=\u00bb#00549D\u00bb global_colors_info=\u00bb{}\u00bb theme_builder_area=\u00bbpost_content\u00bb][et_pb_accordion_item title=\u00bbAspectes clau en vendre casa per a comprar una altra segons la teva situaci\u00f3 fiscal\u00bb open=\u00bbon\u00bb open_toggle_text_color=\u00bb#00549D\u00bb open_toggle_background_color=\u00bb#FFFFFF\u00bb closed_toggle_background_color=\u00bb#FFFFFF\u00bb _builder_version=\u00bb4.27.8&#8243; _module_preset=\u00bbdefault\u00bb global_colors_info=\u00bb{}\u00bb toggle_text_color=\u00bb#00549D\u00bb toggle_level=\u00bbh2&#8243; toggle_font_size=\u00bb27px\u00bb theme_builder_area=\u00bbpost_content\u00bb]<\/p>\n<p data-path-to-node=\"15\">La tributaci\u00f3 en vendre una propietat varia substancialment en funci\u00f3 de si l&#8217;immoble constitueix la teva resid\u00e8ncia habitual o si es tracta d&#8217;un segon habitatge.<\/p>\n<p data-path-to-node=\"16\">Abans d&#8217;iniciar l&#8217;operaci\u00f3, conv\u00e9 analitzar detingudament els avantatges fiscals a les quals pots acollir-te segons la legislaci\u00f3 vigent.<\/p>\n<p data-path-to-node=\"17\">Per a con\u00e8ixer m\u00e9s estrat\u00e8gies sobre la gesti\u00f3 de les teves propietats, pots consultar els nostres <response-element class=\"no-md\" ng-version=\"0.0.0-PLACEHOLDER\"><link-block _nghost-ng-c4194687561=\"\" class=\"ng-star-inserted\"><a _ngcontent-ng-c4194687561=\"\" target=\"_blank\" rel=\"noopener\" externallink=\"\" _nghost-ng-c3285025155=\"\" jslog=\"197247;track:generic_click,impression,attention;BardVeMetadataKey:[[\" r_1d0bd92040080255\",\"c_3144c1310b8862b3\",null,\"rc_002d2d5ffa1d1e21\",null,null,\"es\",null,1,null,null,1,0]]\"=\"\" href=\"https:\/\/finquessegarra.com\/ca\/consells-immobiliaris-segarra-2\/consells-propietaris\/\" class=\"ng-star-inserted\">consells per a propietaris a Finques Segarra<\/a><\/link-block><\/response-element>.<\/p>\n<p>[\/et_pb_accordion_item][\/et_pb_accordion][et_pb_button button_url=\u00bbhttps:\/\/finquessegarra.com\/ca\/contacta\/\u00bb button_text=\u00bbAjuda professional per a vendre la meva propietat\u00bb button_alignment=\u00bbleft\u00bb _builder_version=\u00bb4.27.8&#8243; _module_preset=\u00bbdefault\u00bb custom_button=\u00bbon\u00bb button_text_size=\u00bb20px\u00bb button_text_color=\u00bb#EF7C00&#8243; button_border_radius=\u00bb50px\u00bb button_letter_spacing=\u00bb0px\u00bb custom_margin=\u00bb||||false|false\u00bb animation_style=\u00bbslide\u00bb global_colors_info=\u00bb{}\u00bb theme_builder_area=\u00bbpost_content\u00bb][\/et_pb_button][et_pb_text _builder_version=\u00bb4.27.7&#8243; header_2_font_size=\u00bb27px\u00bb header_3_font_size=\u00bb20px\u00bb background_size=\u00bbinitial\u00bb background_position=\u00bbtop_left\u00bb background_repeat=\u00bbrepeat\u00bb custom_margin=\u00bb|10px|||false|false\u00bb global_colors_info=\u00bb{}\u00bb theme_builder_area=\u00bbpost_content\u00bb]<\/p>\n<p><!-- divi:paragraph {\"align\":\"left\"} --><\/p>\n<h2 data-path-to-node=\"19\">Exempcions de l&#8217;IRPF en vendre el teu habitatge habitual<\/h2>\n<p data-path-to-node=\"20\">El guany patrimonial obtingut en la venda d&#8217;un habitatge habitual sol tributar en l&#8217;IRPF, per\u00f2 existeixen exempcions legals molt avantatjoses.<\/p>\n<h3 data-path-to-node=\"21\">Exempci\u00f3 per reinversi\u00f3 en nou habitatge habitual<\/h3>\n<p data-path-to-node=\"22\">Si vens la teva resid\u00e8ncia habitual, disposes d&#8217;un termini m\u00e0xim de 2 anys per a reinvertir els diners obtinguts en la compra del teu nou habitatge habitual sense pagar IRPF pel guany patrimonial.<\/p>\n<p data-path-to-node=\"23\">Si nom\u00e9s reinverteixes una part de l&#8217;import, l&#8217;exempci\u00f3 s&#8217;aplicar\u00e0 de manera proporcional a la quantitat destinada a la nova adquisici\u00f3.<\/p>\n<h3 data-path-to-node=\"24\">Exempci\u00f3 total d&#8217;IRPF per a majors de 65 anys<\/h3>\n<p data-path-to-node=\"25\">Si tens 65 anys o m\u00e9s i embenis el teu habitatge habitual, est\u00e0s 100% exempt de tributar en l&#8217;IRPF pel guany obtingut.<\/p>\n<p data-path-to-node=\"26\">El millor d&#8217;aquest avantatge fiscal \u00e9s que no requereix comprar una altra propietat: l&#8217;exempci\u00f3 s&#8217;aplica de manera autom\u00e0tica indistintament del dest\u00ed dels diners.<\/p>\n<p><!-- \/divi:buttons --><\/p>\n<p>[\/et_pb_text][et_pb_button button_url=\u00bbhttps:\/\/finquessegarra.com\/ca\/contacta\/\u00bb button_text=\u00bbNecessites ajuda? Parlem\u00bb button_alignment=\u00bbleft\u00bb _builder_version=\u00bb4.27.8&#8243; _module_preset=\u00bbdefault\u00bb custom_button=\u00bbon\u00bb button_text_size=\u00bb20px\u00bb button_text_color=\u00bb#EF7C00&#8243; button_border_radius=\u00bb50px\u00bb button_letter_spacing=\u00bb0px\u00bb custom_margin=\u00bb||||false|false\u00bb animation_style=\u00bbslide\u00bb global_colors_info=\u00bb{}\u00bb theme_builder_area=\u00bbpost_content\u00bb][\/et_pb_button][\/et_pb_column][\/et_pb_row][et_pb_row column_structure=\u00bb1_2,1_2&#8243; _builder_version=\u00bb4.27.5&#8243; _module_preset=\u00bbdefault\u00bb custom_margin=\u00bb0px||0px||false|false\u00bb custom_padding=\u00bb||0px||false|false\u00bb global_colors_info=\u00bb{}\u00bb theme_builder_area=\u00bbpost_content\u00bb][et_pb_column type=\u00bb1_2&#8243; _builder_version=\u00bb4.27.5&#8243; _module_preset=\u00bbdefault\u00bb custom_padding=\u00bb|15px|||false|false\u00bb global_colors_info=\u00bb{}\u00bb theme_builder_area=\u00bbpost_content\u00bb][et_pb_code _builder_version=\u00bb4.27.7&#8243; _module_preset=\u00bbdefault\u00bb global_colors_info=\u00bb{}\u00bb theme_builder_area=\u00bbpost_content\u00bb]<iframe loading=\"lazy\" width=\"647\" height=\"1150\" src=\"https:\/\/www.youtube.com\/embed\/Uv1iZ86sFSI\" title=\"Vendre per a comprar una altra casa? Compte amb Hisenda \ud83d\uded1\ud83d\udcb8\" frameborder=\"0\" allow=\"accelerometer; autoplay; clipboard-write; encrypted-media; gyroscope; picture-in-picture; web-share\" referrerpolicy=\"strict-origin-when-cross-origin\" allowfullscreen=\"\"><\/iframe>[\/et_pb_code][\/et_pb_column][et_pb_column type=\u00bb1_2&#8243; _builder_version=\u00bb4.27.5&#8243; _module_preset=\u00bbdefault\u00bb custom_padding=\u00bb|||15px|false|false\u00bb global_colors_info=\u00bb{}\u00bb theme_builder_area=\u00bbpost_content\u00bb][et_pb_text _builder_version=\u00bb4.27.7&#8243; header_2_font_size=\u00bb27px\u00bb header_3_font_size=\u00bb20px\u00bb background_size=\u00bbinitial\u00bb background_position=\u00bbtop_left\u00bb background_repeat=\u00bbrepeat\u00bb custom_margin=\u00bb|10px|||false|false\u00bb global_colors_info=\u00bb{}\u00bb theme_builder_area=\u00bbpost_content\u00bb]<!-- divi:paragraph {\"align\":\"left\"} --><\/p>\n<h2 data-path-to-node=\"28\">Qu\u00e8 ocorre si vens una segona resid\u00e8ncia?<\/h2>\n<p data-path-to-node=\"29\">A difer\u00e8ncia de l&#8217;habitatge habitual, la venda d&#8217;una segona resid\u00e8ncia no es beneficia de l&#8217;exempci\u00f3 per reinversi\u00f3.<\/p>\n<h3 data-path-to-node=\"30\">Tributaci\u00f3 i impacte fiscal en segons habitatges<\/h3>\n<p data-path-to-node=\"31\">En vendre una propietat vacacional o d&#8217;inversi\u00f3, el guany patrimonial tributa de manera obligat\u00f2ria en la base imposable de l&#8217;estalvi de l&#8217;IRPF.<\/p>\n<p data-path-to-node=\"32\">El tipus impositiu aplicable sol situar-se entorn del 19% i el 28% en funci\u00f3 del tram de guany obtingut en la transacci\u00f3.<\/p>\n<p data-path-to-node=\"33\">Per a tenir una visi\u00f3 global de la gesti\u00f3 de finques i immobles, pots visitar la p\u00e0gina principal de <response-element class=\"no-md\" ng-version=\"0.0.0-PLACEHOLDER\"><link-block _nghost-ng-c4194687561=\"\" class=\"ng-star-inserted\"><a _ngcontent-ng-c4194687561=\"\" target=\"_blank\" rel=\"noopener\" externallink=\"\" _nghost-ng-c3285025155=\"\" jslog=\"197247;track:generic_click,impression,attention;BardVeMetadataKey:[[\" r_1d0bd92040080255\",\"c_3144c1310b8862b3\",null,\"rc_002d2d5ffa1d1e21\",null,null,\"es\",null,1,null,null,1,0]]\"=\"\" href=\"https:\/\/finquessegarra.com\/ca\/\" class=\"ng-star-inserted\">Finques Segarra<\/a><\/link-block><\/response-element>.<!-- \/divi:paragraph --> <!-- divi:paragraph --> <!-- \/divi:paragraph --> <!-- divi:paragraph --> <!-- \/divi:paragraph --> <!-- divi:paragraph --> <!-- \/divi:paragraph --> <!-- divi:paragraph --> <!-- \/divi:paragraph --> <!-- divi:buttons {\"layout\":{\"type\":\"flex\",\"justifyContent\":\"center\"}} --> <!-- \/divi:buttons --><\/p>\n<h2 data-path-to-node=\"35\"><\/h2>\n<p>[\/et_pb_text][et_pb_button button_url=\u00bbhttps:\/\/finquessegarra.com\/ca\/contacta\/\u00bb button_text=\u00bbVull assessorament a Tarragona\u00bb button_alignment=\u00bbleft\u00bb _builder_version=\u00bb4.27.8&#8243; _module_preset=\u00bbdefault\u00bb custom_button=\u00bbon\u00bb button_text_size=\u00bb20px\u00bb button_text_color=\u00bb#EF7C00&#8243; button_border_radius=\u00bb50px\u00bb button_letter_spacing=\u00bb0px\u00bb custom_margin=\u00bb||||false|false\u00bb animation_style=\u00bbslide\u00bb global_colors_info=\u00bb{}\u00bb theme_builder_area=\u00bbpost_content\u00bb][\/et_pb_button][\/et_pb_column][\/et_pb_row][et_pb_row _builder_version=\u00bb4.27.5&#8243; _module_preset=\u00bbdefault\u00bb custom_margin=\u00bb||30px||false|false\u00bb custom_padding=\u00bb||0px||false|false\u00bb global_colors_info=\u00bb{}\u00bb theme_builder_area=\u00bbpost_content\u00bb][et_pb_column type=\u00bb4_4&#8243; _builder_version=\u00bb4.27.5&#8243; _module_preset=\u00bbdefault\u00bb global_colors_info=\u00bb{}\u00bb theme_builder_area=\u00bbpost_content\u00bb][et_pb_text _builder_version=\u00bb4.27.7&#8243; header_2_font_size=\u00bb27px\u00bb header_3_font_size=\u00bb20px\u00bb background_size=\u00bbinitial\u00bb background_position=\u00bbtop_left\u00bb background_repeat=\u00bbrepeat\u00bb custom_margin=\u00bb|10px|||false|false\u00bb global_colors_info=\u00bb{}\u00bb theme_builder_area=\u00bbpost_content\u00bb]<\/p>\n<h2 data-path-to-node=\"35\">Impostos i despeses addicionals en qualsevol operaci\u00f3 de compravenda<\/h2>\n<p data-path-to-node=\"36\">M\u00e9s enll\u00e0 de l&#8217;IRPF, existeixen altres costos fixos que has de contemplar en el teu pla econ\u00f2mic global en vendre casa per a comprar una altra.<\/p>\n<h3 data-path-to-node=\"37\">La plusv\u00e0lua municipal (IIVTNU)<\/h3>\n<p data-path-to-node=\"38\">Tant si vens la teva primera com la teva segona resid\u00e8ncia, haur\u00e0s d&#8217;abonar l&#8217;Impost sobre l&#8217;Increment de Valor dels Terrenys de Naturalesa Urbana a l&#8217;ajuntament corresponent.<\/p>\n<p data-path-to-node=\"39\">Aquest tribut grava l&#8217;increment del valor del s\u00f2l urb\u00e0 durant els anys en qu\u00e8 has estat propietari de l&#8217;immoble. Pots ampliar informaci\u00f3 detallada sobre la normativa tribut\u00e0ria en l&#8217;A<link-block _nghost-ng-c4194687561=\"\" class=\"ng-star-inserted\"><\/link-block><a _ngcontent-ng-c4194687561=\"\" target=\"_blank\" rel=\"noopener\" externallink=\"\" _nghost-ng-c3285025155=\"\" jslog=\"197247;track:generic_click,impression,attention;BardVeMetadataKey:[[\" r_1d0bd92040080255&quot;,&quot;c_3144c1310b8862b3&quot;,null,&quot;rc_002d2d5ffa1d1e21&quot;,null,null,&quot;es&quot;,null,1,null,null,1,0]]&quot;=\"\" href=\"https:\/\/sede.agenciatributaria.gob.es\" class=\"ng-star-inserted\">g\u00e8ncia Tribut\u00e0ria<\/a>.<\/p>\n<h3>Despeses i impostos associats a la nova compra<\/h3>\n<p data-path-to-node=\"41\">En comprar el nou habitatge, has de reservar aproximadament un 10% addicional sobre el preu de compra per a cobrir impostos i despeses associades:<\/p>\n<ul data-path-to-node=\"42\">\n<li>\n<p data-path-to-node=\"42,0,0\">Impost de Transmissions Patrimonials (ITP) en habitatges de segona m\u00e0 o IVA en obra nova.<\/p>\n<\/li>\n<li>\n<p data-path-to-node=\"42,1,0\">Despeses de notaria, Registre de la Propietat i gesti\u00f3 documental.<\/p>\n<\/li>\n<\/ul>\n<p data-path-to-node=\"43\">Per a consultar detalls espec\u00edfics sobre el *ITP i la normativa fiscal auton\u00f2mica, pots revisar el <response-element class=\"no-md\" ng-version=\"0.0.0-PLACEHOLDER\"><link-block _nghost-ng-c4194687561=\"\" class=\"ng-star-inserted\"><a _ngcontent-ng-c4194687561=\"\" target=\"_blank\" rel=\"noopener\" externallink=\"\" _nghost-ng-c3285025155=\"\" jslog=\"197247;track:generic_click,impression,attention;BardVeMetadataKey:[[\" r_1d0bd92040080255&quot;,&quot;c_3144c1310b8862b3&quot;,null,&quot;rc_002d2d5ffa1d1e21&quot;,null,null,&quot;es&quot;,null,1,null,null,1,0]]&quot;=\"\" href=\"https:\/\/www.boe.es\" class=\"ng-star-inserted\">Bolet\u00edn Oficial del Estado (BOE)<\/a><\/link-block><\/response-element>.<\/p>\n<h2>Fes els teus n\u00fameros abans de fer el pas amb Finques Segarra<\/h2>\n<p data-path-to-node=\"46\">Analitzar si vendr\u00e0s casa per a comprar una altra partint del teu habitatge habitual o d&#8217;una segona resid\u00e8ncia marcar\u00e0 una gran difer\u00e8ncia en les teves despeses finals.<\/p>\n<p data-path-to-node=\"47\">A Finques Segarra t&#8217;ajudem a calcular al detall tots els impostos, despeses i ingressos previstos perqu\u00e8 facis el canvi d&#8217;habitatge amb total tranquil\u00b7litat. Contacta amb el nostre equip i t&#8217;assessorarem personalment amb els teus n\u00fameros.<\/p>\n<p>[\/et_pb_text][\/et_pb_column][\/et_pb_row][et_pb_row column_structure=\u00bb1_2,1_2&#8243; _builder_version=\u00bb4.27.5&#8243; _module_preset=\u00bbdefault\u00bb background_color=\u00bb#ededed\u00bb custom_padding=\u00bb|15px||15px|false|false\u00bb global_colors_info=\u00bb{}\u00bb theme_builder_area=\u00bbpost_content\u00bb][et_pb_column type=\u00bb1_2&#8243; _builder_version=\u00bb4.27.5&#8243; _module_preset=\u00bbdefault\u00bb global_colors_info=\u00bb{}\u00bb theme_builder_area=\u00bbpost_content\u00bb][et_pb_heading title=\u00bbSi tens un problema, t&#8217;ho resolem\u00bb _builder_version=\u00bb4.27.5&#8243; _module_preset=\u00bbdefault\u00bb title_level=\u00bbh2&#8243; title_text_color=\u00bb#00549D\u00bb title_font_size=\u00bb27px\u00bb custom_margin=\u00bb||10px|||\u00bb global_colors_info=\u00bb{}\u00bb theme_builder_area=\u00bbpost_content\u00bb][\/et_pb_heading][et_pb_text _builder_version=\u00bb4.27.7&#8243; _module_preset=\u00bbdefault\u00bb text_text_color=\u00bb#000000&#8243; global_colors_info=\u00bb{}\u00bb theme_builder_area=\u00bbpost_content\u00bb]<\/p>\n<p>Comptar amb el suport adequat marca la difer\u00e8ncia a l&#8217;hora de gestionar el teu habitatge.<\/p>\n<p>Parla amb un agent i resol tots els teus dubtes.<\/p>\n<p>[\/et_pb_text][et_pb_button button_url=\u00bbhttps:\/\/finquessegarra.com\/ca\/contacta\/\u00bb button_text=\u00bbContactar\u00bb button_alignment=\u00bbleft\u00bb _builder_version=\u00bb4.27.5&#8243; _module_preset=\u00bbdefault\u00bb custom_button=\u00bbon\u00bb button_text_color=\u00bb#EF7C00&#8243; button_border_radius=\u00bb50px\u00bb button_letter_spacing=\u00bb0px\u00bb custom_margin=\u00bb30px||20px||false|false\u00bb animation_style=\u00bbslide\u00bb global_colors_info=\u00bb{}\u00bb theme_builder_area=\u00bbpost_content\u00bb][\/et_pb_button][\/et_pb_column][et_pb_column type=\u00bb1_2&#8243; _builder_version=\u00bb4.27.5&#8243; _module_preset=\u00bbdefault\u00bb global_colors_info=\u00bb{}\u00bb theme_builder_area=\u00bbpost_content\u00bb][et_pb_image src=\u00bbhttps:\/\/finquessegarra.com\/wp-content\/uploads\/2025\/12\/imagen_teayudo_finques_cuadrada.webp\u00bb _builder_version=\u00bb4.27.5&#8243; _module_preset=\u00bbdefault\u00bb border_radii=\u00bbon|40px|40px|40px|40px\u00bb global_colors_info=\u00bb{}\u00bb theme_builder_area=\u00bbpost_content\u00bb][\/et_pb_image][\/et_pb_column][\/et_pb_row][et_pb_row _builder_version=\u00bb4.27.8&#8243; _module_preset=\u00bbdefault\u00bb global_colors_info=\u00bb{}\u00bb theme_builder_area=\u00bbpost_content\u00bb][et_pb_column type=\u00bb4_4&#8243; _builder_version=\u00bb4.27.8&#8243; _module_preset=\u00bbdefault\u00bb global_colors_info=\u00bb{}\u00bb theme_builder_area=\u00bbpost_content\u00bb][et_pb_accordion open_toggle_background_color=\u00bbRGBA(255,255,255,0)\u00bb closed_toggle_background_color=\u00bbRGBA(255,255,255,0)\u00bb icon_color=\u00bb#EF7C00&#8243; use_icon_font_size=\u00bbon\u00bb icon_font_size=\u00bb26px\u00bb _builder_version=\u00bb4.27.8&#8243; _module_preset=\u00bbdefault\u00bb toggle_font=\u00bb||||||||\u00bb body_font_size=\u00bb16px\u00bb custom_css_free_form=\u00bbselector strong:hover {||  color: #ef7c00;||}||selector hr {||  border-top: 1px solid #ef7c00;||}\u00bb custom_css_toggle_title=\u00bbborder-bottom: solid 1px #ef7c00;||padding-bottom: 10px!important;\u00bb border_width_all=\u00bb0px\u00bb global_colors_info=\u00bb{}\u00bb theme_builder_area=\u00bbpost_content\u00bb][et_pb_accordion_item title=\u00bbQuant temps tinc per a comprar una casa despr\u00e9s de vendre l&#8217;habitual sense pagar IRPF?\u00bb open=\u00bbon\u00bb _builder_version=\u00bb4.27.8&#8243; _module_preset=\u00bbdefault\u00bb global_colors_info=\u00bb{}\u00bb theme_builder_area=\u00bbpost_content\u00bb]<\/p>\n<p data-path-to-node=\"6\">El termini m\u00e0xim per a reinvertir els diners obtinguts i beneficiar-te de l&#8217;exempci\u00f3 fiscal de l&#8217;IRPF \u00e9s de 2 anys. Aquest per\u00edode pot ser posterior o anterior a la data de venda de l&#8217;habitatge habitual previ, sempre que l&#8217;import total (o parcial) es destini a l&#8217;adquisici\u00f3 del nou habitatge habitual.<\/p>\n<p>[\/et_pb_accordion_item][et_pb_accordion_item title=\u00bbEls majors de 65 anys paguen impostos en vendre el seu habitatge habitual?\u00bb _builder_version=\u00bb4.27.8&#8243; _module_preset=\u00bbdefault\u00bb global_colors_info=\u00bb{}\u00bb theme_builder_area=\u00bbpost_content\u00bb open=\u00bboff\u00bb]<\/p>\n<p data-path-to-node=\"9\">No, les persones majors de 65 anys estan 100% exemptes de tributar en l&#8217;IRPF pel guany patrimonial obtingut en vendre el seu habitatge habitual. A m\u00e9s, a difer\u00e8ncia d&#8217;altres perfils, no tenen l&#8217;obligaci\u00f3 de reinvertir els diners en una nova propietat per a mantenir el benefici fiscal.<\/p>\n<p>[\/et_pb_accordion_item][et_pb_accordion_item title=\u00bbQuins impostos es paguen en vendre una segona resid\u00e8ncia per a comprar una altra casa?\u00bb _builder_version=\u00bb4.27.8&#8243; _module_preset=\u00bbdefault\u00bb global_colors_info=\u00bb{}\u00bb theme_builder_area=\u00bbpost_content\u00bb open=\u00bboff\u00bb]<\/p>\n<p data-path-to-node=\"12\">En vendre una segona resid\u00e8ncia s&#8217;ha de tributar obligat\u00f2riament en l&#8217;IRPF pel guany patrimonial obtingut (a un tipus que varia entre el 19% i el 28%), ja que no existeix l&#8217;exempci\u00f3 per reinversi\u00f3 en aquests immobles. Addicionalment, el venedor ha d&#8217;abonar la Plusv\u00e0lua Municipal (IIVTNU) a l&#8217;ajuntament corresponent.<\/p>\n<p>[\/et_pb_accordion_item][et_pb_accordion_item title=\u00bbQuin percentatge de despeses i impostos cal reservar per a comprar el nou habitatge?\u00bb _builder_version=\u00bb4.27.8&#8243; _module_preset=\u00bbdefault\u00bb global_colors_info=\u00bb{}\u00bb theme_builder_area=\u00bbpost_content\u00bb open=\u00bboff\u00bb]<\/p>\n<p data-path-to-node=\"15\">Es recomana calcular aproximadament entre un 10% i un 12% addicional sobre el preu de la nova propietat. Aquest percentatge cobreix tributs com el ITP (en habitatges de segona m\u00e0) o l&#8217;IVA (en habitatge nou), a m\u00e9s dels costos de notaria, Registre de la Propietat i gesti\u00f3 documental.<\/p>\n<p>[\/et_pb_accordion_item][\/et_pb_accordion][et_pb_code _builder_version=\u00bb4.27.8&#8243; _module_preset=\u00bbdefault\u00bb theme_builder_area=\u00bbpost_content\u00bb hover_enabled=\u00bb0&#8243; sticky_enabled=\u00bb0&#8243;]<script type=\"application\/ld+json\"><!-- [et_pb_line_break_holder] -->{<!-- [et_pb_line_break_holder] -->  \"@context\": \"https:\/\/schema.org\",<!-- [et_pb_line_break_holder] -->  \"@type\": \"FAQPage\",<!-- [et_pb_line_break_holder] -->  \"mainEntity\": [<!-- [et_pb_line_break_holder] -->    {<!-- [et_pb_line_break_holder] -->      \"@type\": \"Question\",<!-- [et_pb_line_break_holder] -->      \"name\": \"\u00bfCu\u00e1nto tiempo tengo para comprar una casa tras vender la habitual sin pagar IRPF?\",<!-- [et_pb_line_break_holder] -->      \"acceptedAnswer\": {<!-- [et_pb_line_break_holder] -->        \"@type\": \"Answer\",<!-- [et_pb_line_break_holder] -->        \"text\": \"El plazo m\u00e1ximo para reinvertir el dinero obtenido y beneficiarte de la exenci\u00f3n fiscal del IRPF es de 2 a\u00f1os. Este periodo puede ser posterior o anterior a la fecha de venta de la vivienda habitual previa, siempre que el importe total (o parcial) se destine a la adquisici\u00f3n de la nueva vivienda habitual.\"<!-- [et_pb_line_break_holder] -->      }<!-- [et_pb_line_break_holder] -->    },<!-- [et_pb_line_break_holder] -->    {<!-- [et_pb_line_break_holder] -->      \"@type\": \"Question\",<!-- [et_pb_line_break_holder] -->      \"name\": \"\u00bfLos mayores de 65 a\u00f1os pagan impuestos al vender su vivienda habitual?\",<!-- [et_pb_line_break_holder] -->      \"acceptedAnswer\": {<!-- [et_pb_line_break_holder] -->        \"@type\": \"Answer\",<!-- [et_pb_line_break_holder] -->        \"text\": \"No, las personas mayores de 65 a\u00f1os est\u00e1n 100% exentas de tributar en el IRPF por la ganancia patrimonial obtenida al vender su vivienda habitual. Adem\u00e1s, a diferencia de otros perfiles, no tienen la obligaci\u00f3n de reinvertir el dinero en una nueva propiedad para mantener el beneficio fiscal.\"<!-- [et_pb_line_break_holder] -->      }<!-- [et_pb_line_break_holder] -->    },<!-- [et_pb_line_break_holder] -->    {<!-- [et_pb_line_break_holder] -->      \"@type\": \"Question\",<!-- [et_pb_line_break_holder] -->      \"name\": \"\u00bfQu\u00e9 impuestos se pagan al vender una segunda residencia para comprar otra casa?\",<!-- [et_pb_line_break_holder] -->      \"acceptedAnswer\": {<!-- [et_pb_line_break_holder] -->        \"@type\": \"Answer\",<!-- [et_pb_line_break_holder] -->        \"text\": \"Al vender una segunda residencia se debe tributar obligatoriamente en el IRPF por la ganancia patrimonial obtenida (a un tipo que var\u00eda entre el 19% y el 28%), ya que no existe la exenci\u00f3n por reinversi\u00f3n en estos inmuebles. Adicionalmente, el vendedor debe abonar la Plusval\u00eda Municipal (IIVTNU) en el ayuntamiento correspondiente.\"<!-- [et_pb_line_break_holder] -->      }<!-- [et_pb_line_break_holder] -->    },<!-- [et_pb_line_break_holder] -->    {<!-- [et_pb_line_break_holder] -->      \"@type\": \"Question\",<!-- [et_pb_line_break_holder] -->      \"name\": \"\u00bfQu\u00e9 porcentaje de gastos e impuestos hay que reservar para comprar la nueva vivienda?\",<!-- [et_pb_line_break_holder] -->      \"acceptedAnswer\": {<!-- [et_pb_line_break_holder] -->        \"@type\": \"Answer\",<!-- [et_pb_line_break_holder] -->        \"text\": \"Se recomienda calcular aproximadamente entre un 10% y un 12% adicional sobre el precio de la nueva propiedad. Este porcentaje cubre tributos como el ITP (en viviendas de segunda mano) o el IVA (en vivienda nueva), adem\u00e1s de los costes de notar\u00eda, Registro de la Propiedad y gesti\u00f3n documental.\"<!-- [et_pb_line_break_holder] -->      }<!-- [et_pb_line_break_holder] -->    }<!-- [et_pb_line_break_holder] -->  ]<!-- [et_pb_line_break_holder] -->}<!-- [et_pb_line_break_holder] --><\/script>[\/et_pb_code][\/et_pb_column][\/et_pb_row][\/et_pb_section]<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Si t&#8217;est\u00e0s plantejant vendre casa per a comprar una altra, \u00e9s fonamental que coneguis per endavant l&#8217;impacte fiscal de l&#8217;operaci\u00f3 per a evitar sorpreses amb Hisenda i planificar el teu pressupost correctament.<\/p>\n","protected":false},"featured_media":3136,"parent":0,"menu_order":0,"template":"","meta":{"_acf_changed":false,"_et_pb_use_builder":"on","_et_pb_old_content":"","_et_gb_content_width":"","_joinchat":[],"footnotes":""},"categories":[30],"class_list":["post-2548","consejos","type-consejos","status-publish","has-post-thumbnail","hentry","category-propietaris"],"acf":[],"_links":{"self":[{"href":"https:\/\/finquessegarra.com\/ca\/wp-json\/wp\/v2\/consejos\/2548","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/finquessegarra.com\/ca\/wp-json\/wp\/v2\/consejos"}],"about":[{"href":"https:\/\/finquessegarra.com\/ca\/wp-json\/wp\/v2\/types\/consejos"}],"version-history":[{"count":9,"href":"https:\/\/finquessegarra.com\/ca\/wp-json\/wp\/v2\/consejos\/2548\/revisions"}],"predecessor-version":[{"id":3140,"href":"https:\/\/finquessegarra.com\/ca\/wp-json\/wp\/v2\/consejos\/2548\/revisions\/3140"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/finquessegarra.com\/ca\/wp-json\/wp\/v2\/media\/3136"}],"wp:attachment":[{"href":"https:\/\/finquessegarra.com\/ca\/wp-json\/wp\/v2\/media?parent=2548"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/finquessegarra.com\/ca\/wp-json\/wp\/v2\/categories?post=2548"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}