{"id":3953,"date":"2025-12-04T20:58:46","date_gmt":"2025-12-04T19:58:46","guid":{"rendered":"https:\/\/finquessegarra.com\/consejos\/comprar-casa-espanya-estranger\/"},"modified":"2026-11-05T12:09:08","modified_gmt":"2026-11-05T11:09:08","slug":"comprar-casa-espanya-estranger","status":"publish","type":"consejos","link":"https:\/\/finquessegarra.com\/ca\/consejos\/comprar-casa-espanya-estranger\/","title":{"rendered":"Comprar una casa a Espanya sent estranger: requisits i tr\u00e0mits"},"content":{"rendered":"<p>[et_pb_section fb_built=\u00bb1&#8243; _builder_version=\u00bb4.16&#8243; custom_padding=\u00bb6px|||||\u00bb global_colors_info=\u00bb{}\u00bb theme_builder_area=\u00bbpost_content\u00bb][et_pb_row _builder_version=\u00bb4.27.5&#8243;  _module_preset=\u00bbdefault\u00bb global_colors_info=\u00bb{}\u00bb theme_builder_area=\u00bbpost_content\u00bb][et_pb_column type=\u00bb4_4&#8243; _builder_version=\u00bb4.27.5&#8243;  _module_preset=\u00bbdefault\u00bb global_colors_info=\u00bb{}\u00bb theme_builder_area=\u00bbpost_content\u00bb][et_pb_text _builder_version=\u00bb4.27.8&#8243; header_2_font_size=\u00bb27px\u00bb header_3_font_size=\u00bb20px\u00bb background_size=\u00bbinitial\u00bb background_position=\u00bbtop_left\u00bb background_repeat=\u00bbrepeat\u00bb _module_preset=\u00bbdefault\u00bb global_colors_info=\u00bb{}\u00bb theme_builder_area=\u00bbpost_content\u00bb]<\/p>\n<h2>Resum: el que necessites per comprar com a estranger<\/h2>\n<p>Qualsevol persona estrangera, resideixi o no a Espanya, pot <strong>comprar un habitatge a Espanya<\/strong>. L&#8217;imprescindible \u00e9s tenir un <strong>NIE<\/strong>, un <strong>compte bancari espanyol<\/strong> per pagar i signar la compravenda davant notari.<\/p>\n<p>Des del 3 d&#8217;abril de 2025 ja no existeix la <strong>golden visa<\/strong> per inversi\u00f3 immobili\u00e0ria, aix\u00ed que comprar una casa no dona dret per si sol a un perm\u00eds de resid\u00e8ncia.<\/p>\n<p>[\/et_pb_text][\/et_pb_column][\/et_pb_row][et_pb_row _builder_version=\u00bb4.27.5&#8243;  _module_preset=\u00bbdefault\u00bb global_colors_info=\u00bb{}\u00bb theme_builder_area=\u00bbpost_content\u00bb][et_pb_column type=\u00bb4_4&#8243; _builder_version=\u00bb4.27.5&#8243;  _module_preset=\u00bbdefault\u00bb global_colors_info=\u00bb{}\u00bb theme_builder_area=\u00bbpost_content\u00bb][et_pb_text _builder_version=\u00bb4.27.8&#8243; header_2_font_size=\u00bb27px\u00bb header_3_font_size=\u00bb20px\u00bb background_size=\u00bbinitial\u00bb background_position=\u00bbtop_left\u00bb background_repeat=\u00bbrepeat\u00bb _module_preset=\u00bbdefault\u00bb global_colors_info=\u00bb{}\u00bb theme_builder_area=\u00bbpost_content\u00bb]<\/p>\n<h2>Tr\u00e0mits pas a pas<\/h2>\n<ol>\n<li><strong>Obt\u00e9n el NIE<\/strong> (N\u00famero d&#8217;Identitat d&#8217;Estranger) al consolat espanyol del teu pa\u00eds o en una comissaria a Espanya.<\/li>\n<li><strong>Obre un compte bancari<\/strong> a Espanya, de no resident si no hi vius. El notari exigir\u00e0 justificar l&#8217;origen dels fons.<\/li>\n<li><strong>Revisa l&#8217;habitatge:<\/strong> nota simple del Registre, c\u00e0rregues, IBI, certificat energ\u00e8tic i c\u00e8dula d&#8217;habitabilitat.<\/li>\n<li><strong>Signa el contracte d&#8217;arres<\/strong> amb un senyal, habitualment el 10% del preu.<\/li>\n<li><strong>Escriptura davant notari<\/strong> i inscripci\u00f3 al Registre de la Propietat.<\/li>\n<\/ol>\n<p>[\/et_pb_text][et_pb_button button_url=\u00bbhttps:\/\/finquessegarra.com\/ca\/contacta\/\u00bb button_text=\u00bbBusco habitatge a la Costa Daurada\u00bb button_alignment=\u00bbleft\u00bb _builder_version=\u00bb4.27.5&#8243; custom_button=\u00bbon\u00bb button_text_size=\u00bb20px\u00bb button_text_color=\u00bb#EF7C00&#8243; button_border_radius=\u00bb50px\u00bb button_letter_spacing=\u00bb0px\u00bb custom_margin=\u00bb30px||20px||false|false\u00bb animation_style=\u00bbslide\u00bb _module_preset=\u00bbdefault\u00bb global_colors_info=\u00bb{}\u00bb theme_builder_area=\u00bbpost_content\u00bb][\/et_pb_button][\/et_pb_column][\/et_pb_row][et_pb_row column_structure=\u00bb1_2,1_2&#8243; _builder_version=\u00bb4.27.5&#8243; background_color=\u00bb#ededed\u00bb custom_padding=\u00bb|15px||15px|false|false\u00bb _module_preset=\u00bbdefault\u00bb global_colors_info=\u00bb{}\u00bb theme_builder_area=\u00bbpost_content\u00bb][et_pb_column type=\u00bb1_2&#8243; _builder_version=\u00bb4.27.5&#8243;  _module_preset=\u00bbdefault\u00bb global_colors_info=\u00bb{}\u00bb theme_builder_area=\u00bbpost_content\u00bb][et_pb_heading title=\u00bbSi tens un problema, t&#8217;ho resolem\u00bb _builder_version=\u00bb4.27.5&#8243; title_level=\u00bbh2&#8243; title_text_color=\u00bb#00549D\u00bb title_font_size=\u00bb27px\u00bb custom_margin=\u00bb||10px|||\u00bb _module_preset=\u00bbdefault\u00bb global_colors_info=\u00bb{}\u00bb theme_builder_area=\u00bbpost_content\u00bb][\/et_pb_heading][et_pb_text _builder_version=\u00bb4.27.8&#8243; header_2_font_size=\u00bb27px\u00bb header_3_font_size=\u00bb20px\u00bb background_size=\u00bbinitial\u00bb background_position=\u00bbtop_left\u00bb background_repeat=\u00bbrepeat\u00bb _module_preset=\u00bbdefault\u00bb global_colors_info=\u00bb{}\u00bb theme_builder_area=\u00bbpost_content\u00bb]<\/p>\n<p>Comptar amb el suport adequat marca la difer\u00e8ncia a l&#8217;hora de vendre o llogar el teu habitatge.<\/p>\n<p>Parla amb un agent i resol tots els teus dubtes.<\/p>\n<p>[\/et_pb_text][et_pb_button button_url=\u00bbhttps:\/\/finquessegarra.com\/ca\/contacta\/\u00bb button_text=\u00bbContactar\u00bb button_alignment=\u00bbleft\u00bb _builder_version=\u00bb4.27.5&#8243; custom_button=\u00bbon\u00bb button_text_size=\u00bb20px\u00bb button_text_color=\u00bb#EF7C00&#8243; button_border_radius=\u00bb50px\u00bb button_letter_spacing=\u00bb0px\u00bb custom_margin=\u00bb30px||20px||false|false\u00bb animation_style=\u00bbslide\u00bb _module_preset=\u00bbdefault\u00bb global_colors_info=\u00bb{}\u00bb theme_builder_area=\u00bbpost_content\u00bb][\/et_pb_button][\/et_pb_column][et_pb_column type=\u00bb1_2&#8243; _builder_version=\u00bb4.27.5&#8243;  _module_preset=\u00bbdefault\u00bb global_colors_info=\u00bb{}\u00bb theme_builder_area=\u00bbpost_content\u00bb][et_pb_image src=\u00bbhttps:\/\/finquessegarra.com\/wp-content\/uploads\/2025\/12\/imagen_teayudo_finques_cuadrada.webp\u00bb _builder_version=\u00bb4.27.5&#8243; border_radii=\u00bbon|40px|40px|40px|40px\u00bb _module_preset=\u00bbdefault\u00bb global_colors_info=\u00bb{}\u00bb theme_builder_area=\u00bbpost_content\u00bb][\/et_pb_image][\/et_pb_column][\/et_pb_row][et_pb_row _builder_version=\u00bb4.27.5&#8243;  _module_preset=\u00bbdefault\u00bb global_colors_info=\u00bb{}\u00bb theme_builder_area=\u00bbpost_content\u00bb][et_pb_column type=\u00bb4_4&#8243; _builder_version=\u00bb4.27.5&#8243;  _module_preset=\u00bbdefault\u00bb global_colors_info=\u00bb{}\u00bb theme_builder_area=\u00bbpost_content\u00bb][et_pb_text _builder_version=\u00bb4.27.8&#8243; header_2_font_size=\u00bb27px\u00bb header_3_font_size=\u00bb20px\u00bb background_size=\u00bbinitial\u00bb background_position=\u00bbtop_left\u00bb background_repeat=\u00bbrepeat\u00bb _module_preset=\u00bbdefault\u00bb global_colors_info=\u00bb{}\u00bb theme_builder_area=\u00bbpost_content\u00bb]<\/p>\n<h2>Impostos en comprar a Catalunya<\/h2>\n<ul>\n<li><strong>Habitatge de segona m\u00e0:<\/strong> Impost sobre Transmissions Patrimonials (ITP), amb un tipus general del 10% que augmenta per trams en els imports m\u00e9s alts.<\/li>\n<li><strong>Obra nova:<\/strong> IVA del 10% m\u00e9s Actes Jur\u00eddics Documentats (AJD) de l&#8217;1,5%.<\/li>\n<li><strong>Despeses de notaria, registre i gestoria<\/strong>, que solen sumar entre un 1% i un 2% addicional.<\/li>\n<\/ul>\n<p>La proposta d&#8217;un impost del 100% als compradors de fora de la UE no es va arribar a aprovar i no \u00e9s vigent.<\/p>\n<p>[\/et_pb_text][et_pb_accordion _builder_version=\u00bb4.27.7&#8243; border_width_left=\u00bb4px\u00bb border_color_left=\u00bb#00549D\u00bb custom_margin=\u00bb30px||30px||false|false\u00bb _module_preset=\u00bbdefault\u00bb global_colors_info=\u00bb{}\u00bb theme_builder_area=\u00bbpost_content\u00bb][et_pb_accordion_item title=\u00bbSi no resideixes a Espanya: les teves obligacions fiscals\u00bb open=\u00bbon\u00bb open_toggle_text_color=\u00bb#00549D\u00bb open_toggle_background_color=\u00bb#FFFFFF\u00bb closed_toggle_background_color=\u00bb#FFFFFF\u00bb toggle_text_color=\u00bb#00549D\u00bb toggle_level=\u00bbh2&#8243; toggle_font_size=\u00bb27px\u00bb _builder_version=\u00bb4.27.7&#8243; _module_preset=\u00bbdefault\u00bb global_colors_info=\u00bb{}\u00bb theme_builder_area=\u00bbpost_content\u00bb]<\/p>\n<p>Com a no resident, cada any has de presentar l&#8217;<strong>Impost sobre la Renda de No Residents<\/strong> (model 210): si l&#8217;habitatge \u00e9s buit, per la renda imputada; si el llogues, pels ingressos (19% si resideixes a la UE o a l&#8217;EEE, 24% en la resta de casos). Quan vengues, el comprador retindr\u00e0 el 3% del preu a compte de l&#8217;impost sobre el guany.<\/p>\n<p>[\/et_pb_accordion_item][\/et_pb_accordion][et_pb_text _builder_version=\u00bb4.27.8&#8243; header_2_font_size=\u00bb27px\u00bb header_3_font_size=\u00bb20px\u00bb background_size=\u00bbinitial\u00bb background_position=\u00bbtop_left\u00bb background_repeat=\u00bbrepeat\u00bb _module_preset=\u00bbdefault\u00bb global_colors_info=\u00bb{}\u00bb theme_builder_area=\u00bbpost_content\u00bb]<\/p>\n<h2>T&#8217;acompanyem en tot el proc\u00e9s<\/h2>\n<p>Molts dels nostres compradors s\u00f3n estrangers que busquen una segona resid\u00e8ncia vora el mar. Coordinem la visita, la revisi\u00f3 documental i la signatura perqu\u00e8 la compra sigui segura encara que no siguis a Espanya tot el temps. Consulta tamb\u00e9 els <a href=\"https:\/\/finquessegarra.com\/ca\/consejos\/documents-per-a-vendre-una-casa-guia-completa-per-a-una-operacio-sense-retards\/\">documents imprescindibles en una compravenda<\/a>.<\/p>\n<p>[\/et_pb_text][et_pb_button button_url=\u00bbhttps:\/\/finquessegarra.com\/ca\/contacta\/\u00bb button_text=\u00bbParla amb el nostre equip\u00bb button_alignment=\u00bbcenter\u00bb _builder_version=\u00bb4.27.5&#8243; custom_button=\u00bbon\u00bb button_text_size=\u00bb20px\u00bb button_text_color=\u00bb#EF7C00&#8243; button_border_radius=\u00bb50px\u00bb button_letter_spacing=\u00bb0px\u00bb custom_margin=\u00bb30px||20px||false|false\u00bb animation_style=\u00bbslide\u00bb _module_preset=\u00bbdefault\u00bb global_colors_info=\u00bb{}\u00bb theme_builder_area=\u00bbpost_content\u00bb][\/et_pb_button][\/et_pb_column][\/et_pb_row][et_pb_row _builder_version=\u00bb4.27.5&#8243;  _module_preset=\u00bbdefault\u00bb global_colors_info=\u00bb{}\u00bb theme_builder_area=\u00bbpost_content\u00bb][et_pb_column type=\u00bb4_4&#8243; _builder_version=\u00bb4.27.5&#8243;  _module_preset=\u00bbdefault\u00bb global_colors_info=\u00bb{}\u00bb theme_builder_area=\u00bbpost_content\u00bb][et_pb_text _builder_version=\u00bb4.27.8&#8243; header_2_font_size=\u00bb27px\u00bb header_3_font_size=\u00bb20px\u00bb background_size=\u00bbinitial\u00bb background_position=\u00bbtop_left\u00bb background_repeat=\u00bbrepeat\u00bb _module_preset=\u00bbdefault\u00bb global_colors_info=\u00bb{}\u00bb theme_builder_area=\u00bbpost_content\u00bb]<\/p>\n<h2>Preguntes freq\u00fcents<\/h2>\n<p>[\/et_pb_text][et_pb_accordion open_toggle_background_color=\u00bbRGBA(255,255,255,0)\u00bb closed_toggle_background_color=\u00bbRGBA(255,255,255,0)\u00bb icon_color=\u00bb#EF7C00&#8243; use_icon_font_size=\u00bbon\u00bb icon_font_size=\u00bb26px\u00bb _builder_version=\u00bb4.27.8&#8243; toggle_font=\u00bb||||||||\u00bb body_font_size=\u00bb16px\u00bb custom_css_toggle_title=\u00bbborder-bottom: solid 1px #ef7c00;||padding-bottom: 10px!important;\u00bb border_width_all=\u00bb0px\u00bb _module_preset=\u00bbdefault\u00bb global_colors_info=\u00bb{}\u00bb theme_builder_area=\u00bbpost_content\u00bb][et_pb_accordion_item title=\u00bbUn estranger pot comprar una casa a Espanya sense ser-ne resident?\u00bb open=\u00bbon\u00bb _builder_version=\u00bb4.27.8&#8243; _module_preset=\u00bbdefault\u00bb global_colors_info=\u00bb{}\u00bb theme_builder_area=\u00bbpost_content\u00bb]<\/p>\n<p>S\u00ed. No cal residir a Espanya. N&#8217;hi ha prou amb tenir NIE, un compte bancari espanyol i signar l&#8217;escriptura davant notari.<\/p>\n<p>[\/et_pb_accordion_item][et_pb_accordion_item title=\u00bbComprar una casa dona dret a la resid\u00e8ncia a Espanya?\u00bb open=\u00bboff\u00bb _builder_version=\u00bb4.27.8&#8243; _module_preset=\u00bbdefault\u00bb global_colors_info=\u00bb{}\u00bb theme_builder_area=\u00bbpost_content\u00bb]<\/p>\n<p>No. La golden visa per inversi\u00f3 immobili\u00e0ria es va eliminar i no s&#8217;admeten sol\u00b7licituds des del 3 d&#8217;abril de 2025.<\/p>\n<p>[\/et_pb_accordion_item][et_pb_accordion_item title=\u00bbQuins impostos paga un estranger en comprar un habitatge a Catalunya?\u00bb open=\u00bboff\u00bb _builder_version=\u00bb4.27.8&#8243; _module_preset=\u00bbdefault\u00bb global_colors_info=\u00bb{}\u00bb theme_builder_area=\u00bbpost_content\u00bb]<\/p>\n<p>Els mateixos que un resident: ITP del 10% amb car\u00e0cter general en l&#8217;habitatge de segona m\u00e0, o IVA del 10% m\u00e9s AJD de l&#8217;1,5% en l&#8217;obra nova, a m\u00e9s de notaria i registre.<\/p>\n<p>[\/et_pb_accordion_item][et_pb_accordion_item title=\u00bbQuins impostos paga un no resident per tenir un habitatge a Espanya?\u00bb open=\u00bboff\u00bb _builder_version=\u00bb4.27.8&#8243; _module_preset=\u00bbdefault\u00bb global_colors_info=\u00bb{}\u00bb theme_builder_area=\u00bbpost_content\u00bb]<\/p>\n<p>Ha de presentar cada any el model 210 de l&#8217;Impost sobre la Renda de No Residents, a m\u00e9s de pagar l&#8217;IBI a l&#8217;ajuntament.<\/p>\n<p>[\/et_pb_accordion_item][\/et_pb_accordion][et_pb_code _builder_version=\u00bb4.27.8&#8243; _module_preset=\u00bbdefault\u00bb global_colors_info=\u00bb{}\u00bb theme_builder_area=\u00bbpost_content\u00bb]<script type=\"application\/ld+json\">{\"@context\": \"https:\/\/schema.org\", \"@type\": \"FAQPage\", \"mainEntity\": [{\"@type\": \"Question\", \"name\": \"Un estranger pot comprar una casa a Espanya sense ser-ne resident?\", \"acceptedAnswer\": {\"@type\": \"Answer\", \"text\": \"S\u00ed. 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T&#8217;expliquem els tr\u00e0mits, els impostos a Catalunya i les obligacions fiscals despr\u00e9s de la compra.<\/p>\n","protected":false},"featured_media":3980,"parent":0,"menu_order":0,"template":"","meta":{"_acf_changed":false,"_et_pb_use_builder":"on","_et_pb_old_content":"","_et_gb_content_width":"","_joinchat":[],"footnotes":""},"categories":[32],"class_list":["post-3953","consejos","type-consejos","status-publish","has-post-thumbnail","hentry","category-compradors"],"acf":[],"_links":{"self":[{"href":"https:\/\/finquessegarra.com\/ca\/wp-json\/wp\/v2\/consejos\/3953","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/finquessegarra.com\/ca\/wp-json\/wp\/v2\/consejos"}],"about":[{"href":"https:\/\/finquessegarra.com\/ca\/wp-json\/wp\/v2\/types\/consejos"}],"version-history":[{"count":0,"href":"https:\/\/finquessegarra.com\/ca\/wp-json\/wp\/v2\/consejos\/3953\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/finquessegarra.com\/ca\/wp-json\/wp\/v2\/media\/3980"}],"wp:attachment":[{"href":"https:\/\/finquessegarra.com\/ca\/wp-json\/wp\/v2\/media?parent=3953"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/finquessegarra.com\/ca\/wp-json\/wp\/v2\/categories?post=3953"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}