{"id":4104,"date":"2025-11-19T13:08:57","date_gmt":"2025-11-19T12:08:57","guid":{"rendered":"https:\/\/finquessegarra.com\/podcast-segarra\/mercat-hipotecari\/"},"modified":"2025-11-19T13:08:57","modified_gmt":"2025-11-19T12:08:57","slug":"mercat-hipotecari","status":"publish","type":"podcast-segarra","link":"https:\/\/finquessegarra.com\/ca\/podcast-segarra\/mercat-hipotecari\/","title":{"rendered":"P\u00f2dcast 12 \u2013 Mercat hipotecari en transformaci\u00f3: qu\u00e8 saber abans de demanar cr\u00e8dit"},"content":{"rendered":"\n<figure class=\"wp-block-embed is-type-video is-provider-youtube wp-block-embed-youtube wp-embed-aspect-16-9 wp-has-aspect-ratio\"><div class=\"wp-block-embed__wrapper\">\n<iframe loading=\"lazy\" title=\"Mercado hipotecario en transformaci\u00f3n: Lo que debes saber antes de pedir cr\u00e9dito [PODCAST 12]\" width=\"1080\" height=\"608\" src=\"https:\/\/www.youtube.com\/embed\/SkqbazqYXF4?feature=oembed\"  allow=\"accelerometer; autoplay; clipboard-write; encrypted-media; gyroscope; picture-in-picture; web-share\" referrerpolicy=\"strict-origin-when-cross-origin\" allowfullscreen><\/iframe>\n<\/div><\/figure>\n\n\n\n<h2 class=\"wp-block-heading\">Sobre l&#8217;episodi<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Els bancs han canviat la manera de concedir hipoteques. En aquest episodi analitzem el mercat hipotecari actual i les noves condicions de finan\u00e7ament amb Pere Maymi, consultor especialitzat en el sector immobiliari.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Si est\u00e0s pensant a comprar habitatge, demanar una hipoteca o invertir, t&#8217;ajudar\u00e0 a preparar la sol\u00b7licitud perqu\u00e8 el banc la valori b\u00e9.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">De qu\u00e8 parlem<\/h2>\n\n\n\n<h3 class=\"wp-block-heading\">Qu\u00e8 exigeixen avui els bancs<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Les entitats s\u00f3n m\u00e9s rigoroses i analitzen el teu perfil amb m\u00e9s detall: ingressos, estabilitat, endeutament i estalvi.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">Documentaci\u00f3 i garanties<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Qu\u00e8 conv\u00e9 presentar per agilitzar l&#8217;aprovaci\u00f3 i evitar anades i vingudes.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">Els terminis d&#8217;aprovaci\u00f3<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Com afecten les noves condicions al temps que triga una operaci\u00f3, una cosa clau per no posar en risc un contracte d&#8217;arres.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">Preparar el teu perfil<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Estrat\u00e8gies perqu\u00e8 la teva sol\u00b7licitud arribi al banc en les millors condicions possibles.<\/p>\n\n\n\n<aside class=\"seg-recomendado\"><p class=\"seg-rec-label\">Recomanat<\/p><p class=\"seg-rec-text\">Abans de demanar la hipoteca, tingues la documentaci\u00f3 ordenada i el teu perfil financer clar. Els bancs analitzen avui cada sol\u00b7licitud amb m\u00e9s detall, i arribar preparat escur\u00e7a els terminis.<\/p><\/aside>\n\n\n\n<h2 class=\"wp-block-heading\">Sobre el convidat<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>Pere Maymi.<\/strong> Consultor i expert en m\u00e0rqueting i estrat\u00e8gia immobili\u00e0ria. Aporta una visi\u00f3 clara sobre el mercat hipotecari i com adaptar-se als seus canvis.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">Continua llegint<\/h2>\n\n\n\n<ul class=\"wp-block-list\">\n<li><a href=\"https:\/\/finquessegarra.com\/ca\/consejos\/taxacio-mes-baixa-que-preu-de-compra\/\">Qu\u00e8 passa si la taxaci\u00f3 \u00e9s m\u00e9s baixa que el preu de compra? Com evitar que es caigui la venda<\/a><\/li>\n\n\n<li><a href=\"https:\/\/finquessegarra.com\/ca\/consejos\/quants-diners-necessito-per-comprar-un-pis\/\">Quants diners necessito per comprar un pis? Estalvi, despeses i endeutament<\/a><\/li>\n\n<\/ul>\n\n\n\n<h2 class=\"wp-block-heading\">Vols parlar del teu cas?<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Si busques casa a la Costa Daurada, t&#8217;acompanyem en la cerca fins a la signatura. <a href=\"https:\/\/www.segarraventa.com\/\" target=\"_blank\" rel=\"noopener\">Mira els nostres immobles<\/a> o escriu-nos des de la nostra <a href=\"https:\/\/finquessegarra.com\/ca\/contacta\/\">p\u00e0gina de contacte<\/a>.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><em>Escolta l&#8217;episodi complet i descobreix com est\u00e0 canviant el finan\u00e7ament de l&#8217;habitatge a Espanya.<\/em><\/p>\n\n\n","protected":false},"excerpt":{"rendered":"<p>Pere Maymi analitza el mercat hipotecari actual: qu\u00e8 exigeixen els bancs, quina documentaci\u00f3 preparar i com millorar el teu perfil abans de demanar la hipoteca.<\/p>\n","protected":false},"featured_media":1015,"parent":0,"template":"","meta":{"_acf_changed":false,"_et_pb_use_builder":"off","_et_pb_old_content":"","_et_gb_content_width":"","_joinchat":[]},"class_list":["post-4104","podcast-segarra","type-podcast-segarra","status-publish","has-post-thumbnail","hentry"],"acf":[],"_links":{"self":[{"href":"https:\/\/finquessegarra.com\/ca\/wp-json\/wp\/v2\/podcast-segarra\/4104","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/finquessegarra.com\/ca\/wp-json\/wp\/v2\/podcast-segarra"}],"about":[{"href":"https:\/\/finquessegarra.com\/ca\/wp-json\/wp\/v2\/types\/podcast-segarra"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/finquessegarra.com\/ca\/wp-json\/wp\/v2\/media\/1015"}],"wp:attachment":[{"href":"https:\/\/finquessegarra.com\/ca\/wp-json\/wp\/v2\/media?parent=4104"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}